Terms of Schaffer's Text Alert Service and Disclaimers

The entity or person (you) who is using the Schaeffer's Text Alert Service (the Service) assumes the financial responsibilities of the mobile phone account through which the Service is being accessed. Schaeffer's is not responsible for entities or individuals claiming that they did not authorize the use of their mobile phone for the Service.

Your mobile carrier's standard messaging and data rates may apply to the text messages we send to you and the text messages you send to us. Schaeffer's does not charge you for receiving or sending text messages through the Service. Schaeffer's has no responsibility or liability in respect of any messaging fees, data charges or other charges charged by your mobile carrier for your use of the Service or for any other loss or damage which may be caused by your use of the Service.

Schaeffer's is not liable for any delays or failures in the receipt of any text messages sent to or from you in connection with the Service. Delivery depends on effective transmission by your mobile carrier. We provide the Service on an "as is" basis. Please continue to use Schaeffer's My Account as the primary means of managing your trade recommendations and account.

If at any time, now or in the future, you elect to cancel your subscription to the Service, you can unsubscribe by replying "STOP" and/or by contacting Customer Service at 1-800-448-2080 or service@sir-inc.com.

If you need additional assistance, please consult your Product Specialist at 1-800-448-2080.

For more information on your subscription, please visit Schaeffer's My Account at https://myaccount.schaeffersresearch.com/.

You will not receive further communication concerning your trades, including closeout instructions, if your subscription is not active at the time we issue follow-up instructions.

The information contained in these transmissions is intended solely for individual subscribers, is not intended for institutional investment organizations and is not legal to be rebroadcast. Please visit https://www.schaeffersresearch.com/legal-notice for full disclaimer details.

Limitation on Schaeffer's Investment Research (SIR) liability: SIR liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by SIR from subscriber. SIR will not be liable for consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use or reliance upon any material provided by SIR. Without limitation, SIR shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber's inability to use or any delay in accessing SIR website or any other source of material provided by SIR; (3) any absence of material on SIR website; (4) SIR failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. SIR and subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between SIR and subscriber.

SIR is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. SIR is not and will not be responsible for any trades made by a broker on the subscriber's behalf under any circumstances.

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